Data We Collect and Why We Use It
When you open an account with bull99b, we collect the information needed to run your account and process transactions — your name, contact details, date of birth, and the payment credentials associated with your chosen method, whether that is Touch 'n Go eWallet, Boost, or GrabPay.
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We also collect device identifiers and session data to verify logins and detect unusual activity. Transaction records, including DuitNow transfers and FPX banking confirmations, are kept to reconcile your account wallet and resolve any payment disputes. We do not sell, rent or share this information with
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marketing networks. Where we work with third-party service providers — such as payment processors or identity-verification services — we share only the minimum data required for that specific task, under contractual data-protection obligations. Data is stored on servers with SSL encryption at rest and in transit.
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Retention periods follow applicable legal requirements; after that window closes, records are deleted or anonymised. Access to your data is available where local law permits, and eligibility for certain account functions likewise depends on local law.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.